For years, we've worked with firefighters, law enforcement, EMTs, and their families, helping them navigate the financial decisions that come with a career in public service. We understand the unique benefits, retirement plans, and life transitions that first responders face and are committed to providing personalized guidance every step of the way.
As part of your membership benefits, you have access to a complimentary, no obligation consultation with Ray Lazcano, LPL Financial Advisor
Many first responders have access to valuable retirement benefits, including pensions and the SMART Plan (457(b)). Understanding how these benefits fit into your overall financial picture can play an important role in preparing for the future.
Whether you're building your career, approaching retirement, or already enjoying the next chapter, having a strategy in place can help you make informed decisions about your financial future.
At First Responders Group, we help first responders and their families evaluate their options, understand their benefits, and plan for the financial goals that matter most.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Boston Firefighters Credit Union (BFCU) and Frist Responders Group (FRG) are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using FRG, and may also be employees of BFCU. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of BFCU or FRG Securities and insurance offered through LPL or its affiliates are:
| Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value |
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
Boston Firefighters Credit Union (BFCU) provides referrals to financial professionals of LPL Financial LLC (LPL) pursuant to an agreement that allows LPL to pay for these referrals. This creates an incentive for First Responders Credit Union to make these referrals resulting in a conflict of interest. BFCU is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
Membership in this Credit Union shall be limited to the employees and retirees (including their family members) of the following:
For the purpose of this section, the term "family member" shall be defined to include spouses, domestic partners (sharing a principal residence in the same household as the member), and children as well as parents, grandparents, grandchildren, siblings, nieces and nephews whether related by blood or marriage.
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