Ray LazcanoYour LPL Financial Advisor
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For over 20 years I’ve been helping clients pursue their financial goals by carefully developing a comprehensive financial plan that aligns with their specific needs, experience, and time horizon. It is an honor and my highest priority to educate and help first responders achieve financial success. At First Responders Group we work together, to create a customized plan focused on your key financial goals. These goals often include:
- Wealth accumulation during your working years
- Financial freedom and independence in your retirement
- The transfer of assets in a more advantageous manner
Regardless of where you are in life, I have the tools and financial products that, along with your collaboration, we can combine into an appropriate assessment for you. It's easy to get started. Please contact me for a no-cost, no-obligation initial consultation.
Professional Services
- Retirement Income Planning
- Tax-advantaged Investment Planning
- Wealth Management
- Life Insurance Planning
- Investment Management
- Long Term Care Insurance
- Estate Planning
About Ray
Outside the office I enjoy coaching and spectating my sons’ sports. I also enjoy any opportunity to travel, and I am an avid golfer.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Boston Firefighters Credit Union (BFCU) and Frist Responders Group (FRG) are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using FRG, and may also be employees of BFCU. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, BFCU or FRG Securities and insurance offered through LPL or its affiliates are:
| Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value |
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
Boston Firefighters Credit Union (BFCU) provides referrals to financial Professionals of LPL Financial LLC (LPL) pursuant to an agreement that allows LPL to pay BFCU for these referrals. This creates an incentive for BFCU to make these referrals resulting in a conflict of interest. BFCU is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
